With The New Year – Check Your Driving Record For Errors

Your Pennsylvania driving record contains every detail of what is reported to PennDOT about your driving history. This record is used by many different agencies and companies to asses the risk and quality of your life. The following list of parts of your life can be negativly impacted by having problems on your driving record, the problems can be avoided by checking your driving record once a year to prevent errors and a suspended license.

Auto Insurance

Denied Insurance ApplicationYou may already know that your auto insurance company will check your dirving record to determine how much they should charge for your insurance policy, and if they will even give you car insurance. Your auto insurance company can reject you and drop your auto insurance if you have certian violations on your driving record. Make sure you know what is reported to PennDOt and what is on your driving record by checking yearly.

 

Employment

Driving Job with a valid PA License

A poor driving record with frequent problems can also affect your job prospects. Many employers are tightinging criteria for employment with so many applicants, and any information the employer can gather will be used to make a choice. A driving record with recent violations, or severe issues will cause an employer to find you too much of a risk to hire. You may also be denied employment for minor violation if the insurance company for the employer finds even minor violations that will increase their risk.

 

School

Don't let college admissions offices pass on you for a poor driving record

Are you planning on applying to a college or trade school? Do they have an application process? Higher education in the US is getting much more competitive with more applicants and increased pressure to have each student succede so the school will look better to potential applicants. School administration is taking a longer and harder look into every aspect of your life prior to granting admission. Don't let a error on your dirving record prevent you from getting into your dream school, and don't take those little traffic tickets lightly. If the school admission office sees these violations you may be passed for the spot at your school of choice, stay on top of your driving record.

 

Credit

Poor driving can mean poor credit

That's right, creditors are using more information in creative ways to determine if you are worthy of credit, some creditors will pull a driving reocrd to see what type of person you are behind the wheel. If you have a lot of forgotten tieckts that resulted in a suspended license in Pennsylvania, the creditor will be less inclined to grant you credit and look at you as an increased risk for repayment. You don't want to be declined for that next new car because you forgot to pay a speeding ticket do you? Make sure that cred cards and mortgages are still available to you by checking your driving record at least once a year, and taking care of any problems with PennDOT right away. Don't let your license issues affect your credit too.

 

Love Life

Couple facing marriage questions due to license

Does your partner know everyting there is to know about you? What if you found out that your soulmate actually had a suspended drivers license? What else would they be hiding? These are the ideas that dating companies are exploring as they work to find the perfect match for each one of you. Some matchmaking services and dating sites will use your driving record as a basis fortheir background checks prior to making that match. Do you really want to miss the next dream date because PennDOT reported that you were driving without insurance last year? ….and it was a mistake! 

 

The best way to get your driving record is to contact PennDOT either by mail or online. You can request your full driving history by contacting the PA DMV on their website or mailing a DL-503 request for driving record form. The cost for a full driving history from PennDOT is $5 by mail or online. You can also go into your local Online Messinger or Tag Store and request the information there for an additional fee.

Every violation listed on your driving record can effect many aspects of your life, so keeping those notations off the record is an important goal. With the dropping of the ball in New York we will ring in 2012, and now is a great time to request your driving record to check for errors and violations that may be causing problems in your life you don't know exist. From your auto insurance rates to your next or current lover, your driving record is becomming a much bigger part of your life and you should know what it contains, and how to red that record.